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Terms of Service

MoneyKeep is operated by Zeta Pegasi Labs Pte. Ltd. (UEN 202636586D), 152 Beach Road #23-02 Gateway East, Singapore 189721.

Effective: July 25, 2026

Acceptance of Terms

By using MoneyKeep, you agree to these terms. If you do not agree, please discontinue use.

Service Description

MoneyKeep is a personal finance service available via WhatsApp and a web app. It provides statement analysis, spending tracking, budgeting and financial coaching, and — in the web app — a full accounting layer: income statement, cash flow, balance sheet, chart of accounts and statement reconciliation. Reports are prepared on a cash basis and are not audited financial statements.

Free Trial and Pricing

New users receive a 30-day free trial. After that, choose a monthly plan: Basic (SGD 14.99/month), Popular (SGD 19.99/month), or Premium (SGD 24.99/month).

Acceptable Use

You agree to use MoneyKeep for personal finance tracking only. Do not use the service for any illegal or harmful activities.

Limitation of Liability

MoneyKeep is provided "as is." We do not guarantee the accuracy of financial analysis and are not responsible for financial decisions made based on bot data.

Language

These terms are published in English, and the English text is the one that applies.

Contact Us

For questions about these terms: info@zetapegasilabs.com